Should I Take Distributions from my Taxable Account or IRA?

It is commonly considered sound financial planning to take withdrawals from taxable accounts before withdrawing money from an IRA. Assuming the funds have been invested at least a year, withdrawals from taxable accounts are subject to favorable capital gains tax rates (no more than 15%) as compared to IRA withdrawals that are taxed at ordinary income rates (as high as 35%). Additionally, why not take distributions from a taxable account and maximize the tax-deferred benefit of the IRA?

Visit this site to learn about one scenario where the traditional logic may not hold.