Monthly Archives: October 2011

Are You an Average Investor? (Hope You’re Not!)

By Lon Jefferies | Published: October 5, 2011
DALBAR, an independent research firm, recently published a 20-year study that illustrates how the average investor has fared compared to the market as a whole. According to the study, the average stock-fund investor has achieved an annualized return of only 3.83% from 1991 through 2010. Had these investors simply invested their money in the S&P [...]
Posted in Uncategorized | Leave a comment

8 Ways to Avoid Being an Average Investor

By Lon Jefferies | Published: October 5, 2011
The first article in this month’s newsletter reviewed a study by DALBAR that concluded the average stock investor had received a 3.83% annualized return from 1991-2010, while the S&P 500 generated a 9.14% annual return over the same period. The study concluded that investor behavior tends to cause investors to underachieve when compared to the [...]
Posted in Uncategorized | Leave a comment

Is a Roth Recharacterization Right For You?

By Lon Jefferies | Published: October 5, 2011
In 2010, many people took advantage of law changes enabling them to convert their traditional retirement accounts to a Roth IRA. The intention was to pay taxes on those retirement dollars in 2010 and enjoy tax-free growth going forward. While this is likely still a sound strategy, the recent market downturn may provide a less [...]
Posted in Uncategorized | Leave a comment