Financial Planning | blog | Net Worth Advisory Group
X

Net Worth Blog

Categories

shutterstock_1458356482-1024x650
Are Indexed Annuities Really as Good as They Are Made to Sound?
Posted on April 25, 2017 by David Swapp
0 comments

  Are Indexed Annuities Really as Good as They Are Made to Sound? Some of the hottest selling financial products currently being sold are called indexed annuities.  They are often promoted as a way to potentially earn double digit returns with no downside risk and no risk of outliving your money.  The insurance reps and supposed advisors that sell them […]

...Continue Reading
Smart Investment
We Are In Control of What Matters Most!
Posted on January 24, 2017 by David Swapp
0 comments

As an investor it sometimes feels like we have very little control of the things that are happening around us.  It doesn’t help that these things can often have a great deal of influence on our financial wellbeing.   We tend to worry about recessions, stock market crashes, rising interest rates, corporate profitability, tax and monetary policy, political agendas and everything […]

...Continue Reading
Charitable IRA Rollover
How to Avoid Required Minimum Distributions with a Charitable IRA Rollover
Posted on December 6, 2016 by Net Worth Advisory
0 comments

Individuals who amass sizable Individual Retirement Account (IRA) balances face the possibility of incurring significant tax penalties should you fail to begin withdrawing a sufficient amount of funds starting at age 70 ½. Under the Required Minimum Distribution (RMD) rule, you must begin withdrawing a minimum amount of IRA funds once you reach age 70 ½. The exact amount of […]

...Continue Reading
Maximizing Retirement Income With Low Interest Rates
Posted on October 4, 2016 by Net Worth Advisory
0 comments

With interest rates still hovering near their historic lows, retirees relying upon yield for their income have reached a precarious tipping point. The danger is even greater for retirees who have been searching for higher yielding vehicles in order to boost their income. We may have reached the point where the risks of reaching for yield in retirement far outweigh […]

...Continue Reading
4% rule
Here’s How Much You Can Really Withdraw in Retirement
Posted on September 7, 2016 by Net Worth Advisory
0 comments

Between the decline in the use of traditional defined benefit plans (pensions) and the heavier reliance upon defined contribution plans (401k, 403b, etc.) by employers, retirees are faced with the daunting task of determining the rate at which they can safely withdraw from their retirement assets so they don’t outlive them. Given the enormous complexity that optimal spend-down entails, it […]

...Continue Reading