Managing Partner, Founder
Author: 20 Retirement Decisions You Need to Make Right Now
Education and Designations
Certified Financial Planner™ (CFP)
Member, National Association of Personal Financial Advisors (NAPFA)
College for Financial Planning, CFP Professional Development Program
CFM Program, The Merrill Lynch School of Financial Management
Bachelor of Science, University of Utah
Financial Management Experience
Ray has gained a unique perspective of the financial industry during his 19 years of experience. Ray has worked as representative for one of the nation’s largest mutual fund companies (Fidelity); as a bank investment representative at one of the nation’s largest banks (Citicorp); and as an insurance agent at a reputable life insurance company (Mutual of New York-MONY). Ray then worked as a stock broker at the nation’s largest brokerage firm (Merrill Lynch) before starting his own independent firm.
Because Ray has seen the industry from many angles, he understands the types of products and services commission-based companies offer. As an independent fee-only advisor Ray is in a unique position to help people evaluate the products and services they have been sold by other advisors and help determine if they were given sound advice.
Books
- Author: 20 Retirement Decisions You Need to Make Right Now
4.8 out of 5 stars - Author: The Retiring Boomer’s Financial Handbook
- Author: Opening the Door to Retirement
Instructor
- Instructor, Utah Valley University, Woodbury School of Business, Introduction to Personal Financial Planning Profession
Articles
- Kiplingers: Invest with your Eyes Wide Open
- Kiplingers: Will You Spend Less in Retirement Than You Think?
- Kiplingers: Time to Take Stock Profits? 4 Steps to Consider Now
Television Interviews
- KSL News – 2/10/13 – Post-Crash, People Returning To Stock Market
- NBC Studio 5 – 11/14/11 – Conspicuous Consumption: Choosing Status or Wealth
- NBC Studio 5 – 10/26/11 – Stress Free Stock Investing
- NBC Studio 5 – 9/7/11 – Being Charitable Can Make You Rich
- NBC Studio 5 – 8/8/11 – Handling Finances After a Divorce
- NBC Studio 5 – 7/28/11 – Financial Planning with Your 401(k)
- CBS Fresh Living – 7/12/11 – Choosing an Advisor
- NBC Studio 5 – 6/24/11 – Survive Financial Storms the Bucket System
- NBC Studio 5 – 5/5/11 – Good Debt vs Bad Debt
- CBS Fresh Living – 3/31/11 – Retirement
- NBC Studio 5 – 2/8/11 – Teaching Kids About Finances
- NBC Studio 5 – 1/11/11 – Diversification
- NBC Studio 5 – 11/30/10 – Financial Moves Before Year End
- NBC Studio 5 – 11/2/10 – Hiring a Financial Advisor
- NBC Studio 5 – 10/18/10 – The Bucket Strategy
- NBC Studio 5 – 10/5/10 – Preparing For Retirement
Radio Interviews
- Guest on Salem Media Group Station, KDMT1690
- Guest on Informed Choice Radio with Martin Bamford
- Guest on The Barry Moltz Show (WIND-AM Chicago) with Barry Moltz
- Guest on The Mike Schikman Show with Mike Schikman
- Guest on The Kathryn Zox Show with Kathryn Zox
- Guest on Informed Choice Radio: Podcast Interview, Martin Bamford
- Guest on Money Radio with Jason Stancill and Matthew Harrison
- Guest on “Matt Townsend Show” on KBYU
- Guest on “Money Talks” on KNUS in Denver
- Guest on National Public Radio (NPR) radio talk show (KUER): “Your Personal Economy”
- Guest on “Love And Money” with Yolanda Gaskins (Radio One The Power WOL-1450)
Quoted in the Media
- The Real Risks Of Retirement Investing: Conservative investing is about managing all risks
- Wall Street News Network, September 2017: Interview With Ray LeVitre About 20 Retirement Decisions You Need to Make Right Now
- Good Day Market Place Show, September 2017
- Modern Restaurant Management, September 2017: The Real Risks of Retirement Investing for Restaurateurs
- Homefront Magazine: Plan for Your Retirement
- Insight: The Real Risks of Retirement Investing
- Advisor Magazine, September 2017: The Real Risks of Retirement Investing
- Mic, September 2017: Should I Roll Over my 401(k) to an IRA – Or my New Employer’s Retirement Plan? What Experts Say
- Medium, September 2017: The Real Risks of Retirement Investing
- WE Magazine for Women, September 2017: The Real Risks of Retirement Investing
- Linkedin: The Real Risks of Retirement Investing
- The Stewardship Report, September 2017: The Real Risks of Retirement Investing
- Rat Race Mutiny, September 2017: The Real Risks of Retirement Investing
- Food & Beverage Magazine, August 2017: F&B Industry Intel: The Real Risks of Retirement Investing
- Financial Advisor: 3 Key Decisions So Clients Don’t Wreck Retirement In 1 Year
- Influential Magazine: 5 Steps Helping Ensure Adequate Retirement Income
- LinkedIn: 5 Steps Helping Ensure Adequate Retirement Income
- Rat Race Mutiny: 5 Steps Helping Ensure Adequate Retirement Income
- The Top Tier-The Best In Luxury & Affluence: 5 Steps Helping Ensure a Financially-Rewarding Retirement
- USA Today, July 2015: 7 Steps To a Financially Secure Retirement
- CNBC, Sept 2011, Financial Planning for Your Aging Parents
- AARP Bulletin, June 2011: Should You Stick With Stocks?
- New Yorker, October 2009: Investing in Retirement
- Money Magazine, June 2009: Fixed annuities promise tax-deferred
- Salt Lake Tribune, July 2009: Delaying Retirement
- Investment News, May 2009: Obama’s First 100 Days
- Salt Lake Trib Oct 2008 No Time For Emotions: 401K Q&A
- Chicago Tribune Oct 2008 Cashing in and IRA could draw penalty
- Deseret News – (Young Saver Starting off on the right foot.)
- Chicago Tribune Aug 2007 Salvaging a Portfolio Hit In Early Retirement
- Deseret News April 2007 (Financial dilemmas grow with age)
- Chicago Sun Times (Social Security and Retirement)
- Orlando Sentinel – Stock Allocation at Retirement
- Chicago Trubune Oct 2006 Advice is nice, but choosing the right adviser is wiser
- Kiplingers, June 2006 (Mutual Funds)
- Redbook, February 2006 (Credit Cards)
- Deseret News, January 2006 (Retirement)
- Deseret News February 2006 (Finding an Advisor)
- Deseret News, March 2006 (Financial Advisor Fees)
- Orlando Sentinel (Choosing an Advisor)
- Rockford Register (Simplify Retirement Decisions)
- Newsweek 2006 Making The Most Of Real Estate: Rent vs Buy
- Financial Advisor Magazine, March 2005 (Withdrawal Rates)
- Financial Planning Magazine, May 2005 (Going Fee-Only)
- BusinessWeek, May 2005, (Financial Plan)
- MSN Money, July 2005 (401k)
- National Underwriter Magazine, December 2005 (Retirement Income)
- Investment Advisor Magazine, March 2004 (Avoiding Expensive Products)
- Dow Jones, November 2004 (Going Fee-Only)
Videos
- Financial Plan and Reviews
- Financial Plan and Investment
- Financial Plan
- Net Worth Advisory Group
- Net Worth Advisory Group 2