Expert financial advisors who care about you make ALL the difference
Great people and developed relationships make the difference when it comes to achieving your financial goals. Our non-commissioned, expert financial advisors make a personal commitment to do all they can to help you succeed. We thrive on developing life-long relationships with our clients and receive great satisfaction helping you obtain your goals. Need assistance with retirement planning, investment management, education funding, tax planning, or estate issues? Come in and meet your financial advisor today. You’ll feel the difference!
Our Team Stats
Total Client Assets: $410 Million (as of 12/31/2019)
433 Active Clients (as of 12/31/2019)
Combined Years of Experience: 80
Degrees and Professional Designations: CFP®, MBA, AFC®
Advisor-to-Staff Ratio: 1 to 1
Advisors Who Care About You Personally: 100%
Client Survey Results
Over half our clients are personal referrals.
At the end of the day, that’s the measure of our true success
Of clients feel our advisors do a great job listening to their needs
Of clients retain our services year-over year
Of clients feel our advisors have a solid understanding of their goals and situation
Of clients feel their custom financial plan provides valuable guidance
Fee-Only financial advice puts you first
Our objective & independent “fee-only” platform makes us unique in the often confusing and self-serving investment world. We have chosen the fee-only approach because we want to provide advice that’s best for you. So, we took commissions out the equation and we simply charge an all-inclusive fee that’s disclosed up front and does not change based on transactions in your account. This approach always keeps the client’s best interest in mind and ties our financial incentive to meeting your investment goals. When you win, we win.
TRANSPARENT FEE-ONLY PRICE
We charge a minimum of $750 for a comprehensive financial plan. For wealth management clients, we charge an all-inclusive fee for managing investment portfolios which covers the cost of investments, the advisor, transactions and ongoing financial planning services. Most clients pay between .5% and 1.5% depending on portfolio size. In a minority of cases an extra expense may apply for mutual funds and ETFs. See our fair and transparent pricing >
OBJECTIVE AND INDEPENDENT
As an independent advisor we are not beholden to one broker dealer or one set of proprietary funds. As a result, we can select from a variety of brokerages and investment alternatives that best fit our clients’ situation. As a fee-only firm we provide services that are not tainted by a hidden agenda to sell financial products paying large commissions. Since we don’t earn commission we can focus exclusively on helping our clients without any conflicts of interest.
FIDUCIARY DUTY TO YOU
As a fee-only firm, we are fiduciaries to our clients. This means our financial planners are legally required to act in your best interest at all times. You may be surprised to learn that this is a much higher standard than many other brokers and advisors are held to. Our fiduciary duty means that you can rely on us to make the best decisions for you.
OUR AWARD-WINNING PROCESS
Financial Security & Peace of Mind in Just 3 Easy Steps
STEP 1 | PLAN
We create a custom financial plan to get you where you want to go.
We build a custom and comprehensive financial plan that’s derived directly from your goals and covers all aspects of financial and retirement planning. Once completed we go over the plan step-by-step, point-by-point, to make sure you completely understand the strategy, the process and the next steps.
STEP 2 | IMPLEMENT & EXECUTE
We strategically implement and execute your plan to establish a rock solid foundation.
No matter how great your plan, if it’s not implemented correctly, reaching your goals will be extremely difficult. Effectively and strategically implementing your plan is vital to your financial future. This is why we believe it’s essential to have our expert advisors implement your unique plan on your behalf.
STEP 3 | PERFORM & MANAGE
We diligently manage and continually enhance your plan.
We provide expert wealth management services to ensure your plan is continually updated and your portfolio is meeting expectations. Also, as your life and financial markets change, adjustments will be required. We’ll meet with you regularly and modify your plan and portfolio to ensure you are on track to accomplish your financial goals and objectives.
THE ULTIMATE COMPARISON
There’s a lot riding on your investments. Who do you want on your side?
Net Worth’s “Fee-Only” Model
Advisor: Provides unbiased guidance
Earns a professional fee like an accountant
Fiduciary: Legally obligated to serve your best interests