Author of 20 Retirement Decisions You Need to Make Right Now
Ray has gained a unique perspective of the financial industry during his 27 years of experience. Ray has worked as a representative for one of the nation’s largest mutual fund companies (Fidelity), as a bank investment representative at one of the nation’s largest banks (Citicorp) and as an insurance agent at a reputable life insurance company (Mutual of New York-MONY). Ray then worked as a stockbroker at the nation’s largest brokerage firm (Merrill Lynch) before starting Net Worth Advisory Group in 2003.
Given that Ray has seen the industry from many angles, he understands the types of products and services that commission-based companies offer. As an independent fee-only advisor, Ray is in a unique position to help people evaluate the products and services they have been sold by other advisors and help determine if they were given sound advice.
Education and Designations
Instructor, Utah Valley University, Woodbury School of Business, Introduction to Personal Financial Planning Profession
Financial Management Experience
I consider it a privilege to assist clients in making some of the most important decisions they will ever make. Chief among these are the many important financial decisions that will directly impact their ability to live the life they have imagined. As a fee-only advisor, I act in a fiduciary capacity and am uniquely positioned to provide truly objective advice.
For the last 16 years I have worked intimately with my clients to help them achieve their life and financial goals. Nothing is more satisfying to me professionally than to see them accomplish this. The areas I have focused on the most with my clients include retirement planning, investment analysis, investment strategy, investment portfolio management, business planning, tax planning, life/health/disability/long-term care insurance, education and estate planning.
Prior to working with Net Worth Advisory Group, I worked for Duke Energy, one of the nation’s largest utilities and energy merchants. As Vice President of Energy Marketing and Trading, I gained invaluable experience and expertise in managing market, commodity, credit, currency, and interest rate risk.
Helping lead and manage Net Worth Advisory Group is a responsibility that I greatly enjoy. Because I care deeply for all of our clients and have a tremendous amount of respect for my work colleagues, I want Net Worth to be the very best it can be. I believe that as we effectively manage our business it greatly increases our ability to successfully serve our clients and better enables us to serve future clients.
Throughout my life, I have strived to qualify myself to be someone that can create value in the lives of others. My educational background started with a Bachelor’s of Science in Accounting from the University of Utah. I then earned a Masters of Business Administration from Brigham Young University. To better prepare myself as a financial planner, I completed the Financial Planning Certification Program from Boston University. I continue to complete extensive continuing education to stay current on my associations and designations and to better prepare myself to serve clients.
My wife Stacy and I live in Heber City with our youngest son. Together we enjoy the many amazing outdoor activities available in Utah. When I’m not watching my kids play sports, I especially love to golf, ski, mountain bike, and read.
Ph: (801) 566-6639
Greg is passionate about helping his clients live the kind of retirement they’ve always dreamt of—and focus on what matters in their lives. Through the firm’s highly comprehensive approach, Greg has seen the peace of mind that clients experience with the knowledge that every piece of their finances is taken care of.
For nearly a decade, Greg has worked closely with individuals and families to improve their finances. Along the way, he’s developed close relationships with his clients who he considers to be like friends and family.
Greg believes the only way he can truly be accountable to his clients is through a fee-only platform, which Net Worth Advisor Group adheres to. This contrasts with a commission-based environment where conflicts of interest are inherent. In this way, Greg provides integrity-driven guidance that is tailored to his clients’ lives.
When he’s not in the office, Greg loves to travel with his wife—they especially love tropical vacations. He also loves spending time with his 3 daughters and playing golf.
Designations, Registrations & Licenses
Ph: (801) 566-6639
Curtiss is a financial advisor because he sees the meaningful impact that highly personalized financial guidance can make. In serving as a long-term partner to his clients, Curtiss not only helps his clients experience a sense of ease, he also develops close relationships with the individuals and families he serves. This inspires Curtiss every day when he comes into work.
His belief in fee-only advice helps him make a dramatic impact in his clients’ retirement and overall financial outcomes. Ever since he started his career in the industry, he’s had a firm stance that individuals should work with a fee-only CFP® professional in order to get the most objective advice by a qualified advisor. Curtiss also believes in maintaining a comprehensive approach to truly meet all of his clients’ needs and coordinate their financial lives.
Curtiss has been with the firm for the past 11 years. Previously, he was in sales management, which helped prepare and train him to be a better communicator—and a better financial advisor.
Curtiss is married and has 4 kids: 3 boys and 1 girl. Outside of the office, he loves all things sports, especially coaching his sons teams. Curtiss loves spending time with his family as well as mountain biking, snowboarding, boating, exercising and many other active and outdoor activities.
Ph: (801) 566-6639
In late 2013, Mike joined Net Worth Advisory Group. Being a fee-only financial planner provides Mike the freedom to deliver comprehensive, objective solutions in the areas of investments, retirement planning, tax, insurance, pension evaluation, social security analysis and estate planning.
Over the course of his career in finance, operations and management, Mike has successfully worked with a variety of people. His clients know they can trust Mike and rely on him to create unique long-term financial plans that fit each individual’s circumstance. He finds great satisfaction in providing solutions and ongoing asset management services that enhance his clients’ quality of life.
Mike and his wife Amy live in Stansbury Park, Utah with their five children. Both of them are actively involved in the community. They also enjoy hiking, skiing, camping and living in the great state of Utah. Mike, an Eagle Scout, is originally from California.
Kristy is a financial advisor and partner with Ray LeVitre, CFP™. Together, Kristy and Ray bring a wealth of experience to serve clients who desire a financially secure retirement.
With Ray’s experience building one of the top fee-only financial advisory practices in the state of Utah and Kristy’s 20-plus years as a career woman building her own nest egg, they bring an unusual combination of expertise, compassion and capabilities to the table.
Much of Kristy’s career spanned over 20 years in executive management positions in Northern California/Silicon Valley with high-tech and early internet companies. When she relocated to Utah, she was personally recruited by Utah’s Governor Michael O. Leavitt to lead the state’s hosting and business development programs for the 2002 Olympics. She later went on to teach in a highly regarded private Utah school prior to becoming a licensed fee-only financial advisor.
Kristy believes that everyone should actively plan for retirement. It was while she was in preparation for her own retirement, sitting on the client’s side of the table that she discovered how different advisor agendas and motivations can be, which often leads to unnecessary complexity and confusion. It was this experience that inspired her to re-enter the workforce to become a fee-only (fiduciary) advisor herself.
She is keenly aware of how daunting the financial planning choices can seem. Her personal journey through the school of hard knocks led her to discover that financial planning and investing can be an enjoyable, uncomplicated and stress-free experience. Together, Kristy and Ray strive to make that possible for all of the clients they serve.
Education & Designations
Kristy and her husband moved to Utah from California about 20 years ago. They enjoy Utah for its people, the four seasons and proximity to their four adult children. She and her family enjoy beach time in California and Hawaii during summers and snow sports during Utah winters. Kristy serves on the Advisory Board of the John Williams Encircle Home in Salt Lake City, a resource center for at-risk LGBTQ+ youth and their families.
Amoree has a Bachelor’s degree in personal financial planning from Utah Valley University and is a CERTIFIED FINANCIAL PLANNER™ professional. She began her career in the banking and mortgage industry where she worked as an underwriter and obtained her Direct Endorsement from FHA. Amoree has a passion for fee-only financial planning and enjoys helping clients reach their planning goals.
On a personal note, Amoree enjoys water and snow skiing with her husband and three children. She also enjoys golfing, running and being actively involved in her community.
McKenna Jacobsen was appointed Financial Advisor for Net Worth Advisory Group in March of 2020. She has been with the firm since April of 2014, and previously served as a Client Service Manager.
McKenna has thoroughly enjoyed working for Net Worth Advisory Group and believes the firm’s fee-only platform allows her to provide objective advice that puts clients’ needs first. With Net Worth Advisory Group’s comprehensive approach to financial planning, McKenna finds personal satisfaction in providing clients with thorough, well-planned counsel regarding all areas of their financial life.
McKenna’s passion for financial planning began as a child when she started investing in the stock market. She enjoyed learning how the financial markets and industry operated. She decided to pursue Financial Planning as a career after living in Kentucky while volunteering as a service missionary. While in Kentucky, McKenna served many people who were living in poverty, and she experienced first-hand the distress that comes into someone’s life when their finances are in disarray. She enjoys seeing the peace of mind that comes into people’s lives when their finances are in order.
Upon returning from Kentucky, McKenna began working for Net Worth Advisory Group while also studying at Utah Valley University in their nationally ranked Personal Financial Planning Program. While there, she was an officer for the Personal Financial Planning Student Association and a Financial Coach in the University’s Money Management Resource Center. As a trained Financial Coach for the University, McKenna helped students secure and manage their student loans, understand debt structure and reduction efforts, and money management planning.
In addition, McKenna has received numerous awards including the Utah Valley University – Dalton Education CFP® Most Outstanding Student Award; the Utah Valley University – Woodbury School of Business: Achievement Award; and a distinguished First Place Finish in the 2019 National FPA Financial Planning Challenge held in Minneapolis, Minnesota.
McKenna lives in Heber City with her husband, Mackay. Together they enjoy golfing, hiking, playing pickleball, skiing, doing home-improvement projects, and many other outdoor activities.
Education and Designations:
CERTIFIED FINANCIAL PLANNER™ (CFP®)
Investment Advisor Representative, Series 65 Licensed
Accredited Financial Counselor™ (AFC®)
Bachelor of Science in Personal Financial Planning, Utah Valley University
Merrit joined Net Worth Advisory Group in April of 2011 as the Director of Operations and Finance. His current position as controller and financial advisor allows him to provide service and support for the firm, advisors and most importantly, our clients. Merrit has a diversified background in the finance, accounting, insurance and construction industries.
Merrit and his wife LynAnn live in South Jordan, Utah and have five children and three grandchildren. They are very active in their local church and community.
Abbie began working for Net Worth Advisory Group as a receptionist in 2011. She now works part-time on Ray LeVitre’s team as a Client Service Manager. She received her Associates’s degree from Salt Lake Community College.
Abbie is married and the mom to a sweet little girl. She enjoys doing Crossfit, spending time with her family and being active in her religious organization.
Hannah has been with Net Worth Advisory Group since the fall of 2018. In her spare time, she enjoys traveling, baking and spending time with her friends and family.
Hayden has been with Net Worth Advisory Group since October of 2019 as an Investment Analyst. He enjoys being heavily involved in helping clients achieve the best returns possible.
He is currently a student at Utah Valley University and is a senior in their Personal Financial Planning Program. He lives in Provo, Utah where he enjoys hiking, boating, fishing, skiing and spending time with friends.
Brian is a client services manager here at Net Worth Advisory Group. He is currently studying at Utah Valley University for a Bachelor’s of science in Personal Financial Planning.
Brian assists financial planners to help prepare for client meetings, updates portfolios and manages account information. He enjoys gaining experience from other advisors while going through school.
Brian and his wife live in Pleasant Grove, and they enjoy rock climbing, biking and skiing in their free time.
Prior to working at Net Worth Advisory Group, LeAnn worked for Mountain Bell/US West/Qwest telephone for nearly 20 years. LeAnn began her telephone career as a cord-board operator assisting customers in making long-distance calls. She laughingly says that those were the “good old days.”
After her management position was phased out, LeAnn began working for Net Worth Advisory Group as an office manager in 2009. She now works as the Client Service Manager for Ray LeVitre’s team.
LeAnn graduated from the University of Phoenix with a Bachelor’s degree in Business Management. She has five children and three grandchildren who are the light of her life. LeAnn’s hobbies include road cycling, cross-country skiing and doing home-improvement projects. She is actively involved in volunteer work through her religious organization, and she is a volunteer for the American Kidney Foundation as a kidney donor and donations advocate.